Bank of America Mobile Banking

Bank conveniently and securely with Bank of America Mobile Banking, the comprehensive app that puts your entire financial life in your hands. Manage checking, savings, credit cards, loans, and investments all from one intuitive platform designed for U.S.-based account holders.

Stay in control of your accounts with real-time visibility into balances and transaction activity. Activate or replace cards instantly, set custom alerts for important account changes, and access all your Bank of America and linked Merrill investment accounts in seconds. Whether you're monitoring spending or tracking account updates, you have complete visibility whenever you need it.

Moving money has never been easier. Send and receive funds securely using Zelle® with just a mobile number or email address, transfer between your Bank of America and Merrill accounts, and pay bills all through the app. Need to deposit a check? Simply take a photo and submit it to your checking or savings account—you'll get immediate confirmation that it's processing, with no branch visit required.

Erica, your virtual financial assistant, learns your habits and helps you manage money more effectively. Ask Erica to locate transactions, pay bills, or get alerts about your accounts. You'll also receive valuable insights and recommendations tailored to your financial situation.

Security is built into everything you do. Protect your account with Touch ID or Face ID biometric authentication, and rest assured knowing that fraudulent transactions are monitored 24/7. Bank of America's Mobile Banking Security Guarantee means you won't be liable for unauthorized activity when you report it promptly—giving you peace of mind with every transaction.

Take charge of your investments through integrated Merrill access. Trade stocks, ETFs, and mutual funds, review market data and real-time quotes, and communicate securely with your investment advisor. Monitor your FICO credit score anytime, see the factors affecting it, and get actionable tips for building better credit.

Budgeting and savings planning tools help you reach your financial goals. Set up savings targets, organize spending by category, track transactions, and create budgets based on your history or from scratch. Compare your spending against income to identify where your money goes and make smarter financial decisions.

Bank of America Mobile Banking gives you security, convenience, and control over every aspect of your banking and investing—all in one trusted app.